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EURO BIKE INSURANCE/ AGENTS & TRAVEL INSURANCE
Minimum mandatory European 'Green Card' liability coverage is required for your North American (or other non-European)-registered bike taken to ride 'temporarily' in Europe; it is not part of your US domestic policy and not available from your domestic US bike insurance company (with exceptions noted * below). Get it before you leave to clear bike through Euro Customs, and to ride legally in Europe. Euro 'Green Card'--and optional physical damage & theft--coverage is available for bikes registered in any country from these underwriters and their agents.
AIG/AIU (American International Underwriters) Personal Lines Division, underwrites and sells directly from
800-343-5761/ 302-594-2175; http://home.aig.com/email/2006/aun2279_foreign.pdf; 600 King St, AIUX, Wilmington DE 19801; and from these specialty agents:
Berglund Insurance Agency (Brian Berglund/Shelly Moore)
1-866-702-9253 / 480-429-1154, fax 480-970-1630; , www.berglundins.com; 5625 E. Indian School Rd., Phoenix AZ 85018. [Berglund also sells coverage for Euro-registered bikes in NoAmer.]
Motorcycle Services/ Express (Michael Mandell)
800-245-8726/ 516-682-9220, fax 516-682-8231; ,www.motorcycleexpress.com; 6800 Jericho Turnpike, Suite 201W, Syosset NY 11791-4488. [Mandell also sells coverage for Euro-registered bikes in NoAmer.]
Sunrise Group International Insurance
800-478-7648/ 407-977-7001, fax 407-977-7004; , www.sunriseworldwide.com; 251 Plaza Dr, Suite C, Oviedo FL 32765. [Sunrise also sells coverage for Euro-registered bikes in NoAmer.]
AXA (Euro-based underwriter) underwrites, and sells through specialty agent
Tour Insure GmbH (Torge Spruth)
+49/40 25 17 21 50, fax +49/40 25 17 21 21; , www.tourinsure.de; Carl-Petersen-Str. 4, D-20535 Hamburg, Germany. [TourInsure also sells coverage for Euro-registered bikes in NoAmer.]
GEICO (International Insurance Underwriters subsidiary) underwrites and sells directly from
800-248-4998; , www.geico.com/auto/overseas/; P O Box 7729, Fredericksburg VA 22404
Minimum mandatory third party liability-only Green Card insurance is also administered by the 'motor insurance bureaus' of most European countries, through a Council of Bureaux, www.cobx.org. In addition to the agents above, it is also sold at some Euro (but not UK) autoclub offices, including notably any German ADAC office, www.adac.de, at premiums much lower (2006 = 30 Euros or ~US$40/month) than charged by American agents. But optional physical damage or theft insurance is not available or included as part of the liability-only Green Card coverage sold by Euro autoclub offices. Effective 2002, Green Card insurance is not available by application to ADAC in advance of arrival in Europe; you can obtain it directly from ADAC (only) by personal visit to any ADAC office with your vehicle registration & drivers license (payable by Visa/MC).
Effective 2003, Green Card insurance can be obtained in advance of arrival in Europe through rental/tour agents:
Knopf Motorradreisen, Heidelberg, Germany, , www.knopftours.com; and
Mototouring, Milan, Italy, , www.mototouring.com; insurance valid in all Western Euro countries.
*Active duty or reserve US military and dependents, and others who insure their US-registered bikes with USAA, www.usaa.com, can get Euro coverage--including comp--on bikes taken to Europe, at very favorable rates compared to US specialty brokers above; contact USAA's Foreign Dept, 1-800-531-8189, for details.
For personal medical & travel insurance to Europe and elsewhere overseas, some US medical insurance company policies reimburse for medical expenses incurred outside the US; others, including US Medicaid & Medicare, do not. Check your policy. For optional medical & travel insurance, the websiteswww.insuremytrip.com, 1-800-487-4722, and www.quotewright.com, 1-800-821-4940, offer premium and benefit comparisons among many insurance companies & online purchase. For medical air evacuation from anywhere (North America or overseas) to any US hospital location of your choice, www.medjetassist.com, 1-800-5-ASSIST, 205-595-6626, or discounted for BMW MOA members from this website,www.bmwmoa.org/membership/medjet.htm; MedjetAssist also returns your bike home from anywhere within North America in event of covered medical emergency. Foreign (not North American) citizens MedjetAssist coverage available by written--not online--application, returns to home country hospital only.




