Hey all you hotheads. I had my heart set on getting an RR. After getting the ball rolling, I decided to get an insurance quote before jumping in. I am in my early thirties, male, with a squeaky (clean) driving record. The quote came back at $4600/year! My vocabulary became quite colorful. What do the insurance companies think this bike is? A bomb with two wheels? Seriously, I could do way more damage to this world in my truck.........

Now, I was at one point undecided between a new Daytona 675 and the RR Honestly, I picked the RR for all of it's electronic safety gadgets the Daytona does not have. I am not going to lie, I like to twist the crap out of the throttle on occasion, but I am not a go fast on public roads kind of guy. (I had a way too fast car in my younger days, and got all that out of my system) I look at the RR, with proper attitude of course, as the safer bike. It has ABS and very impressive traction control, which I am a huge fan of. That being said, insurance on the Daytona will run my $2300/year. Not great, but atleast feasable, and HALF the RR.

So here is the question. If you do not mind sharing at least a near estimate of, how much does coverage on your RR cost? Did I just get an outrageous quote? Am I just with a bad company? Is there a horse power rating at which when crossed, the insurance companies simply get to kick you in the jewels? FWIW, quote on a K1300GT was $4200/year.....