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Thread: insurance

  1. #1
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    Smile insurance

    need insurance in florida any opinions on a good company?

  2. #2
    24991 Pauls1150's Avatar
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    No replies, so :

    Have you tried putting "insurance" into the Search engine at the top right?
    Also search using the common underwriters: Allstate, Progressive, Markel's, etc.
    There's a lot already in these pages...

  3. #3
    Registered User hintzir09's Avatar
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    Foremost Insurance Group

    I would help you out if I could quote for Florida
    2007 R1200GS Adventure

  4. #4
    Lovin the ride leesrt's Avatar
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    Markell,

    Best rates I found, diminishing deductable, very motorcycle and MOA friendly.

    http://markelinsuresfun.com/home
    2004 K1200RS (Zebra) Many Farkles, affectionately named Krsy.

    BMWMOA #166371
    BMWNEF #4022751

  5. #5
    I'm from M.A.R.S. From MARS's Avatar
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    Quote Originally Posted by hintzir09 View Post
    Foremost Insurance Group

    I would help you out if I could quote for Florida
    +1

    I've had Foremost Insurance for 5 years covering 4 different bikes. While I haven't had a claim, my other dealings with them have been pleasant experiences.

    Tom
    "Everything is something."
    '88 K75C, '03 K12RS, '93 R100GSPD '02 F650GS (all gone, but not forgotten)
    '93 R100R
    http://frommars.smugmug.com/

  6. #6
    al from chgo burbs lilredroadster's Avatar
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    Markel

    Have had Markel for 8 yrs and considering having $0 deductable now and competitive rates I am staying with them. Allstate came close (have home and auto with them) but would have to start up with deductable again. I had Progressive years ago but even after a few yrs with them Markel had a better rate and the MOA recommendation meant a lot.
    Al From Chgo Burbs
    BETTERMENT THROUGH BADGERMENT

  7. #7
    Registered User cehlbeck's Avatar
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    My GEICO renewal for the K1200LT was $301.00 for a 12 month policy here in Georgia. Foremost gave me a quote of $94.00 for the exact same policy. It's worth a shot!
    Chris Ehlbeck
    BMWMOA 168990
    Chris & Donna's Motorcycle Journeys

  8. #8
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    That's a Big Savings; I'm going to see if Foremost can better my Progressive policy (Markel was substantially higher) and will report back.

    Thanks,
    08RT

  9. #9
    Registered User hintzir09's Avatar
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    Quote Originally Posted by 1LIFE2LIVE View Post
    That's a Big Savings; I'm going to see if Foremost can better my Progressive policy (Markel was substantially higher) and will report back.
    I'll be interested to see what you come up with.
    2007 R1200GS Adventure

  10. #10
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    Foremost came in $ 380 more than my existing Progressive insurance with the identical coverage.

  11. #11
    Registered User markgoodrich's Avatar
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    More to the decision than just the premium...I have had Dairyland for years, through several bikes. I have $100 deductible...a Texas policy, so premium amounts aren't germane to FL, but Dairyland was substantially cheaper than Progressive for the same coverage.

    I dropped my FJR and scratched it up years ago. $800 to paint, they approved it over the phone.

    I dropped my RT top case off the back of the bike several years ago. They TOTALED the case, about $900, even though I told them I'd gotten a paint bid for $300.

    I dropped my RT top case off the back of the bike this year and an adjuster came out, totaled it again.

    My premiums? Gone DOWN every year by more than 10%.

    I've found that custom chopper places do a much better job of matching BMW paint than anyone else....

  12. #12
    Registered User hintzir09's Avatar
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    Quote Originally Posted by 1LIFE2LIVE View Post
    Foremost came in $ 380 more than my existing Progressive insurance with the identical coverage.
    It's crazy how different premiums can be from state to state.

    With a $380 difference, I'd go with Progressive too...I wouldn't tell my boss though.

    Please tell me you you didn't go with state minimums?
    2007 R1200GS Adventure

  13. #13
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    Bodily Injury 250/500k
    Property 100k
    Uninsured/Underinsured 250/500k
    comp 100 deductible
    collision 250 "
    Roadside with Trip interruption

    Just received a quote from Dairyland and they were a bit closer but still over $ 100 more.

    Pays to shop every year IMO.

    Michigan Rider

  14. #14
    Lovin the ride leesrt's Avatar
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    I won't go into details but I would suggest those considering Progressive do some research on the allegiences of the CEO and what organizations they support. You may be shocked or you may be delighted. Either way, be informed on where your money goes between claims.
    2004 K1200RS (Zebra) Many Farkles, affectionately named Krsy.

    BMWMOA #166371
    BMWNEF #4022751

  15. #15
    Old man in the mountains osbornk's Avatar
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    Quote Originally Posted by leesrt View Post
    I won't go into details but I would suggest those considering Progressive do some research on the allegiences of the CEO and what organizations they support. You may be shocked or you may be delighted. Either way, be informed on where your money goes between claims.
    I read about what they support and it will send me shopping in August.
    'You can say what you want about the South, but I almost never hear of anyone wanting to retire to the North.

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