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Thread: Don't buy insurance from a green lizzard

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  1. #1
    IBA #44567 Ken F's Avatar
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    Don't buy insurance from a green lizzard

    There has been a discussion going on for several days on the LD rider list about Geico Insurence Company.

    Basicly, what it boils down to is that if you ride your bike over 500 miles in one day and then have an accident, they can deny your claim.

    It also seems that in some states there is a possibility that if you use a radar detector on your bike, you are also eligible for cancelation/denial of claims.

    Check your policies!

    The word is that Progressive and Dairyland don't have any of these exclusions.

    460
    IBA #44567
    "Two things are infinite: the universe and human stupidity; and I'm not sure about the the universe."
    -Albert Eienstein

  2. #2
    Moondog moondog's Avatar
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    Yep, thats what my policy says but I can't ride over 200 miles before my back is killing me so I am not going to worry about it
    "Badges? We don't need no stinking badges"!

    1983 R100RT (and broke my leg)
    1996 K1100RS-SE

  3. #3
    Enjoy The Ride saddleman's Avatar
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    I do both on a daily basis so I'll stick just with Allstate.
    Dave
    2004 Black LT
    2000 Canyon Red LT
    The Only Vehicles I Own

  4. #4
    Steve rockbottom's Avatar
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    I thought the Geico exclusion was only for contests which call for riding more than 500 miles in a day.

  5. #5
    Moondog moondog's Avatar
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    Quote Originally Posted by rockbottom View Post
    I thought the Geico exclusion was only for contests which call for riding more than 500 miles in a day.
    My policy reads: "(e) any contest which sanctions continuous riding
    for 24 or more hours and/or mileage accumulation
    in excess of 500 miles per 24 hour period."

    I suppose, reading this again, both fall under "contest which sanctions". So if I am riding over 500 miles in a day just on a whim then I'm covered. Never did over 500 miles and doubt I ever will.
    "Badges? We don't need no stinking badges"!

    1983 R100RT (and broke my leg)
    1996 K1100RS-SE

  6. #6
    look out!!! Visian's Avatar
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    geico has always been anti-radar detector. which is why, even though i don't use an RD, i would not do business with them.

    ian
    Go soothingly through the grease mud, as there lurks the skid demon.
    ________________________________________________
    '67 Trail 90 || '86 R80 G/SPD+ || '00 1150 GS || '06 HP2e

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