Sadly, if he only carried whatever your state minimum liability requirement is, the insurance won't touch what he is probably entitled to. I hope the driver has some assets.
I'm in agreement with checking with someone not involved in the local politics of it all. There are excellent advocates out there for you, I'm certain.
Cape Girardeau MO
R1200RT, R75/7, 545i
There is an attorney that contributes to the highly respected Motorcycle Consumer News. His name is Michael G. Sullivan and is based in Columbia, S.C. His published email address is email@example.com. He might be able to recommend an attorney in Raleigh. Good luck.
keep it light enough to travel.....
'81 Honda CB650 Custom