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Thread: Insurance in NJ

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  1. #1
    04 Boxer Cup MarcoB's Avatar
    Join Date
    Aug 2007
    Location
    Mid Atlantic
    Posts
    11

    Insurance in NJ

    Hey folks -
    Yes - new jersey - which is the same as saying "old torture" (the only place that make you pay to get out of the state).
    Any suggestions on insurance? Have been with Allstate because of home & auto, but moto insurance stinks. Have an '04 Boxer Cup R1100S, which they think is a 200hp Moto GP bike...
    Have seen a quote from "Rider Ins", but not sure of their total package. Any good suggestions out there?!?

    Thanks a bunch,

    Marc Bechtold

  2. #2
    Registered User
    Join Date
    May 2006
    Posts
    122
    Foremost, Progressive

  3. #3
    Global Touring
    Join Date
    Apr 2005
    Location
    South Orange NJ
    Posts
    195
    also
    http://www.amig.com/motorcycle.html

    I've used Foremost for 5+ years, no claims experience, but cost seems reasonable; slightly lower (<$300/ year) than AMIG for my bike. YMMV.

    You can get online quotes for all of these.

  4. #4
    110245
    Guest
    What are they charging for MotoGP bikes? Sport bikes generally pay $2000+ depending on engine size, rider experience, and other variables.

    Depending on your zip code, driving record, credit, coverage, and the discounts you are receiving, their price may not be out of line. All the variables are really based on YOU, so what others claim they are getting is not applicable.


  5. #5
    GSMoto31 mtfrench's Avatar
    Join Date
    Apr 2006
    Location
    Miami Beach, FL and Maggie Valley, NC
    Posts
    113

    Progressive

    I carry liability and comprehensive (no collision) on my three bikes. I saved about $1,000 per year switching from Allstate to Progressive for identical coverage. I couldn't believe the disparity.
    2009 R1200R (Commuting)
    2008 R1200GSA (Touring)
    2009 R1200GS (Mountains)

  6. #6
    Registered User
    Join Date
    Apr 2006
    Posts
    507
    Quote Originally Posted by mtfrench View Post
    I carry liability and comprehensive (no collision) on my three bikes. I saved about $1,000 per year switching from Allstate to Progressive for identical coverage. I couldn't believe the disparity.
    I'm in new Jersey also. I just last week ran comparisons between the Geico and Progressive. Pretty nearly the same. The real gouge in New Jersey is the uninsured/underinsured motorist coverage. Makes up about a third of the total premium.
    aaaaaa

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