What I finally bought.....
It's been over 1 1/2 years since I entered a post to this thread and since I finally found a bike for the SO I thought I'd pop in with a pic and a story.
The fact is we never found a K75 we felt wouldn't set us back more $$ in maintenance after the sale on top of already inflated prices.
I kept looking for a reasonable alternative and found an option at a northern CO BMW dealer. We rode up to check out a nice Triumph Sprint but the SO thought its riding position was too aggressive. I looked around their lot and spied a nice R1100R sitting between some large BMW's.
I test rode it and loved it. She took it out and loved it. She can flat foot it in the lowest seating position, it came with factory luggage, and has been well maintained. The dealer gave me what I wanted for our trade, I paid him the rest on the spot and she rode this little beauty home: