K1200S and insurance

[Hodag]

has anyone inquired? My dealer thought it ain't going to be cheap $1000/year(or he knows my driving record)?

anyone know?

[jdiaz]

Well, my 2001 K1200LT is $118/year for full coverage, so I imagine the S might be a little more....maybe $150/year. :D

[manicmechanic]

WE keep trying to tell you, remember the 11th commandment - Thou shalt not get caught!

[GregFeeler]

has anyone inquired? My dealer thought it ain't going to be cheap $1000/year(or he knows my driving record)?

anyone know?

Mark,
You should *really* check this out before you get a K1200S (or any "performance" bike). When I bought my K1200RS two years ago Progressive hit me with a $1,200 premium!! After clearifying some mistakes on their part and going for a $1,000 deductable, I got it down to about $560/yr - and that's with only one ticket and having three other bikes insured with them. I found it interesting they wanted much less to insure a K1200GT. Right, same damed bike with a heated seat and more plastic, but the premium was a bunch cheaper (forget how much).

A year before I got the K12RS I bought a 1990 K1. I was with Dairyland at the time and they wanted $1,800 for NINE MONTHS additonal coverage for that policy period. They notified me they would not renew the policy if the K1 were on it. Why? They said it was a "super bike". Right, 100hp and 12 years old and it's a super bike. Progressive only wanted $250/yr, so I switch to them and ended up saving enough on the rest of the bikes to almost pay for the K1 premium.

When an insurance company rates a bike (or car) that vehicle lives with that for the rest of it's life, so check this out and shop around. A 168hp motorcycle is not going to be cheap even with no tickets, but some companies may be far more reasonable than others.

[Hodag]

I've been down the black listed bike insurance headaches,rode a '84 VF1000F Interceptor in high school and college.

Vehicle: 1984 Honda VF1000F Interceptor
Engine: Honda 998 cc V-4
Horsepower: 113.8 bhp @ 9,200 rpm
Torque: 74.7 ft-lbs. @ 8,500 rpm
0-60 mph: 3.0 sec.
1/4 mile: 10.83 sec. @ 125.69 mph
Top Speed: 146.82 mph (red-line limited)


Just what every 18 year old should own and ride, (3rd bike though, not a learner model).

Its funny, the wife loved to ride on the back of it, but hates the LT????.